YOUR NEXT CHAPTER STARTS HERE

Less money stress.
More direction.

Bills coming up? Trying to save? Get a clearer picture of your money and a simple plan for what comes next. No budgeting experience needed.

No card required to create an account. No bank login needed.
Know what’s left Plan for bills Build savings habits
LET'S MAKE IT SIMPLEEXAMPLE ONLY

“What can I spend
before payday?”

Money in your account$800
Upcoming bills− $350
Money set aside for essentials− $150
Savings + an extra cushion− $60
ESTIMATED ROOM TO SPEND$240

A starting point, based on the numbers you enter. Include all your expenses and update your plan when things change.

YOUR EVERYDAY MONEY TOOLKIT

A little less uncertainty.
A little more direction.

You do not need a spreadsheet or a perfect starting point. Begin with one question you want to answer.

01

Can I afford this today?

See an estimate of what is left after the bills, savings, and extra cushion you add to your plan.

02

What bills are coming up?

Put due dates in one place. See what needs to be paid before your next payday.

03

How do I start saving?

Pick something to save for, choose an amount, and track each small step toward it.

04

Where do I start with credit?

Learn how payments and card balances affect your credit habits, with simple tools for planning lower balances.

YOUR FIRST PLAN, ONE STEP AT A TIME

You bring the numbers.
We help you see the plan.

  1. 01

    Add what you have today

    Create your account and enter your current account balances. Start with one account if that feels easier.

  2. 02

    List what needs to be paid

    Add your upcoming bills, next payday, and the money you want to set aside. Include food, travel, and other essentials in your plan.

  3. 03

    Check before you spend

    See your estimated spending room. Review your numbers as life changes, and choose a next step that works for you.

IT'S OKAY TO HAVE QUESTIONS

New to all this?
You're in the right place.

I've never made a budget. Can I use this?

Yes. A budget is simply a plan for your money. Start by entering what you have and what you need to pay. You can add more detail as you get comfortable.

Do I need to connect my bank?

No. You can enter balances and expenses yourself. Automatic bank syncing is not active yet, so keep your numbers up to date when using your plan.

What if I have very little left after bills?

Your plan can help you see that clearly. You do not have to add a savings goal right away. Review essentials and due dates first. The app helps organize your numbers; it does not create income or promise savings.

Can I look around before creating an account?

Yes. Try the demo with sample money to explore the tools without entering your financial information.

SIMPLE PRICING. CHOOSE YOUR NEXT STEP.

A little support.
A clearer money plan.

Budgeting, bills, goals, debt tracking, and credit-planning tools in one place.

ANNUAL · SAVE $9.89 A YEAR

$49.99 / year

Billed annually after your trial.

View annual plan
NORTHBOUND PLUS

$9.99 / month

Your connected money plan. All Wallet tools, plus bank syncing for up to five connections at launch.

Explore Northbound Plus Launch in progress. Credit monitoring comes later and is not a launch feature.

14-day free trial for eligible new subscribers when subscriptions launch. A payment method is required; your chosen plan renews automatically unless canceled. Applicable taxes are shown at checkout.

Checkout is being prepared. Creating an account today does not start a subscription, trial, or charge. Bank syncing and live credit scores are not active yet.

YOU DO NOT HAVE TO FIGURE IT ALL OUT TODAY.

Start with one account.
Take one small step.

Start my money plan

Install on iPhone or Android using the Install app button.